When signing up for Medicare, you will notice that there are several different coverage options available to you. You have Part A, Part B, Part C and Part D. More and more people are opting for Part C or Medicare Advantage plans, because they are considered an all-in-one alternative. Medicare-approved private insurance companies usually offer Medicare Advantage plans. They basically just bundle Part A, Part B, and Part D together to create one of these plans. So, what are the benefits of going with a Medicare Advantage plan as opposed to just getting Part A or Part B?
Emergency And Urgent Care
The first thing you need to know is that Medicare Advantage plans always cover emergency and urgent care. They are required by law to offer the same services that Original Medicare covers. The only exception to this is hospice care. Original Medicare covers hospice care, whereas Medicare Advantage plans do not.
One of the best benefits of Medicare Advantage plans is that they offer additional coverage that Original Medicare plans do not. This plan could offer coverage for vision, hearing, dental, and other health and wellness programs. Most of these plans will also cover prescription drugs, which you will have to pay a monthly premium for. This is the same thing that Plan B offers. If you are still having trouble understanding the lingo and the sign up process, you can check this link right here now to find an independent agent. This expert can help you build and customize a plan tailormade to your medical needs.
Since Medicare Advantage plans are considered an all-in-one package, you don’t have to worry about packing around three different cards. You will simply have one single card that will take care of medical, hospital and prescription drugs costs. When you enroll in Original Medicare, you will be required to carry around three different cards.